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Peter J. Stubbs, Esq.
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California Insurance Law
Claims and Litigation
  • Insurance Coverage Analysis
  • Insurance Claims Preparation
  • Claims Presentation (Earthquake, Fire/Smoke, Theft)
  • Breach of Contract Claims/Litigation
  • Insurance Bad Faith Claims/Litigation
  • Cumis Counsel for Defense of Claims
  • Defense of Claims & Litigation
  • Employment & Wrongful Termination Claims
  • Public Adjuster Claims
  • Earthquake & Fire Insurance Claim Lawyer & Attorney

When you pay your premiums and the time comes to make a
claim, you are entitled to the coverage you bought.  When the
insurance company refuses to cover you, you do not simply
have to accept their decision.  You have recourse.

We have extensive experience successfully representing
plaintiffs in disputes over all types of insurance, from simple
homeowners, auto, and medical policies to complex
malpractice and commercial insurance issues.  

We can help you compel the insurance company to
honor their commitment to you; the commitment you
paid for.

We also represent plaintiffs seeking compensation from
another party's insurance company, for an injury, for example,
and plaintiffs seeking compensation from their own carriers.
Regardless of the type of insurance dispute you are
embroiled in, we will aggressively negotiate on your behalf,
and, when necessary, vigorously litigate your claim to see that
you get what you deserve.

It is in insurance companies' best interest to limit the amount
of compensation they pay out to their customers. Sometimes
a company or an individual at the company refuses to pay a
claim that clearly should be paid with the hope that the
consumer will not fight the refusal. This is known as a "bad
faith" refusal. Other times, an insurance company has a
culture of denying claims and places the burden of proving
that coverage exists on the consumer. Most insurance
policies are complex agreements with dozens or hundreds of
terms and conditions. Certainly it is commonplace for a
consumer or an insurance carrier to be honestly mistaken or
confused about what exactly is covered in a policy. We have
significant experience helping our clients with all of these
circumstances.

A coverage dispute can arise under any insurance policy. We
have experience working with a wide range of policies,
including, but not limited to:

* Homeowner
* Life
* Medical
* Maritime
* Employee Liability
* Extra Territorial
* International Claims
* Disability
* Title
* Commercial
* Physician's Malpractice
* Umbrella Policies
* Workers' Compensation (Employers)
* Commercial

In addition to representing clients seeking to compel their
insurance carriers to provide coverage, we also pursue duty
to defend disputes, where our client believes the insurance
carrier should provide legal assistance on claim litigation.

Whether you are being sued and believe your insurance
company should assist you or you have suffered damage,
injury, or any other condition that you believe your insurance
company should cover, and you are having difficulty receiving
coverage, we can help.

If you have questions about how we can help you resolve your
insurance dispute, contact us anytime to schedule an
appointment.

Check out our Firm Overview and Practice Areas to learn
more about us and about our services.

If you are frustrated by an insurance company's refusal to
properly compensate you, Contact Us. We will be happy to
meet with you and discuss your claim.
Contact Us Now
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Free Consultation

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© 2004 The Law Offices of Peter J. Stubbs
Sacramento - Roseville, CA
phone: 1-916-481-0605 fax: 1-916-481-6055
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